VTLP offers commercial auto liability, general liability, fleet auto physical damage, and medical payments coverage programs.
Our Liability Program provides protection against bodily injury and physical damage claims associated with bus operations. VTLP offers various options for limits, deductibles and retentions to best meet the unique needs of each member.
Auto Physical Damage Program
Our Auto Physical Damage Program provides comprehensive and collision coverage for physical damage to rolling stock and service vehicles. The Pool also provides Fleet Catastrophe coverage subject to a $15 million limit per occurrence.
Medical Payments Coverage Program
Medical Payments Coverage pays medical expenses for bodily injuries caused by a covered accident arising from transit operations.
"We really like that someone we know answers the phone when we call to report a claim or ask a question. Also, VTLP's rates have been steady and we don't see big shifts, which helps with budget planning." - Rhiannon Powers, Executive Director, District Three Governmental Cooperative