VTLP currently offers four coverage programs to its members: commercial auto liability, general liability, fleet auto physical damage, and medical payments. 


Liability Program

Our Liability Program provides protection against bodily injury and physical damage claims associated with bus operations.  VTLP offers various options for limits, deductibles and retentions to best meet the unique needs of each member.   


Auto Physical Damage Program

Our Auto Physical Damage Program provides comprehensive and collision coverage for physical damage to rolling stock and service vehicles.  The Pool also provides Fleet Catastrophe coverage subject to a $15 million limit per occurrence. 


Medical Payments Coverage Program

Medical Payments Coverage pays medical expenses for bodily injuries caused by a covered accident arising from transit operations. 



"Supportive, consistent, pleasant to deal with.  Mutual respect, great responsiveness.  Has that small-town feel.  If I need to talk to the head guy, I can.  Very personal attention." - David Richardson, Executive Director, District Three Governmental Cooperative