Types of Coverage

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VTLP offers commercial auto liability, general liability, fleet auto physical damage, and medical payments coverage programs.

Liability Program

Our Liability Program provides protection against bodily injury and physical damage claims associated with bus operations.  VTLP offers various options for limits, deductibles and retentions to best meet the unique needs of each member.   

Auto Physical Damage Program

Our Auto Physical Damage Program provides comprehensive and collision coverage for physical damage to rolling stock and service vehicles.  The Pool also provides Fleet Catastrophe coverage subject to a $15 million limit per occurrence. 

Medical Payments Coverage Program

Medical Payments Coverage pays medical expenses for bodily injuries caused by a covered accident arising from transit operations.